When an individual is unable to meet his or her debts they can either enter bankruptcy voluntarily or enter a formal arrangement with their creditors (Part Xs). Vincents is able to assist either individuals or creditors by:

• discussion of best possible outcomes at pre-appointment conferences
• thoroughly investigating an individual's affairs to look for the possibility of recovering any debt
• designing tailored solutions for persons considering bankruptcy or working through Part X arrangements to help people avoid bankruptcy
• negotiation of terms of arrangement between individuals and creditors
• the realisation of assets for the benefit of creditors efficient administration of the bankruptcy process including regular reporting and communications with creditors